There are a lot of exciting and rewarding parts to starting a business: the rush of having that Big Idea, the freedom of being your own boss, the satisfaction of creating something from nothing. But there’s one part of building a business that is not a lot of fun for anyone: raising the money to get it off the ground. If you don’t come from a finance background, the loan and investment options are extremely confusing. And once you do sort out the options, it turns out most are not particularly well suited for a small, local business.